Tala Loan App Download Kenya Today for Android (Get Cash up to KSh 50000)
Desarrollador | Tala Mobile |
Lanzamiento | Mar 16, 2014 |
Actualización | 4 Sept 2024 |
Tamaño | 35 MB |
Versión | 7.170.0 |
Requerimientos | 5.0 and up |
Descargas | 10,000,000+ |
ConsÃguelo en |
Descripción
“Tala Loan App is revolutionizing access to financial credit in Kenya, providing a unique personal line of credit that ensures flexibility and simplicity for millions. With Tala loan apk, you can apply just once and continuously access up to KSH 50,000, borrowing against your approved limit as often as needed.
Tala Loan App Download Kenya Today for Android (Get Cash up to KSh 50000)
Download the Tala Loan app today to start experiencing fast, secure, and reliable credit directly on your mobile device. Trusted by over 7 million Kenyans and licensed by the Central Bank of Kenya, Tala stands out as a reputable financial tool for anyone seeking accessible and flexible credit options.
Key Features of Tala Loan APK:
- Simple Requirements: Only one ID is required to apply.
- Quick Application: Apply in just 5 minutes and enjoy rapid cash approval.
- Flexible Credit Limits: Easily double your credit limit in a short time.
- Affordable Rates: Enjoy interest rates as low as 0.3% per day.
- No Paperwork Needed: Access funds without providing collateral or even a bank account.
How Tala Loan App Works:
- Easy Application Process – Download the Tala Loan APK, fill out a few simple questions, and get a tailored credit offer in minutes.
- Select Your Terms – Choose the amount you need and set your repayment date according to your convenience.
- Get Cash Instantly – Tala sends money directly to your MPESA account.
- Continuous Access to Funds – Reapply as often as needed without the hassle of re-submitting an application, borrowing up to your approved limit based on simple terms.
- Flexible Repayment – Repay conveniently via M-PESA Xpress or Tala’s Paybill number 851900. You can pay the full amount or make partial payments as needed.
Who Can Apply for Tala Loan App?
- Any Kenyan citizen aged 18 years and above with a valid ID and mobile number can apply for a Tala loan.
Highlights of the Tala Loan App:
- Full Control of Repayments: Tala gives you the freedom to choose when to repay, with no automatic debits. If your plans change, Tala adjusts the credit cost automatically.
- Transparent Fees: Daily interest rates start at 0.3% (e.g., borrowing KSH 2,000 costs only KSH 6 per day). Pay only for the days you use the funds, with no hidden fees or access charges.
- Rapid Limit Growth: Tala offers fast-growing credit limits, allowing users to double their limits within months, with potential limits up to KSH 50,000.
- Secure Platform: Tala protects user data with SSL encryption, ensuring secure transactions. Every customer is treated with respect, even in case of late payments.
- Rewarding Referrals: Earn KSH 500 on your next loan when you refer friends to Tala. Simply share the Tala referral link and enjoy rewards when they join.
Personal Credit Line Terms
- Credit limits range from KSH 1,000 to KSH 50,000.
- Daily interest rates range from 0.3% to 0.6%, calculated only on borrowed amounts.
- Late payment fees are applied as an 8% charge on outstanding balances if not paid on time.
- The Excise Duty Act also applies a 20% Excise Duty on daily interest and late payment fees, which is remitted to the Kenya Revenue Authority.
Clear any outstanding balance and maintain a positive relationship with Tala to ensure continuous access to credit. Terms and conditions apply, so always review them before committing.
Additional Features for Improved Experience
Tala is committed to enhancing its offerings based on user feedback. New updates and features may vary, so feel free to contact Tala with any questions or feedback.
Privacy and Permissions
Tala respects user privacy and uses data solely to verify identity and establish creditworthiness. Your data is never shared without permission, and Tala is fully compliant with Kenya’s data protection regulations.
For more information, refer to Tala’s privacy policy at tala.co.ke/app-privacy-notice.
Contact Tala Kenya
- Email: hellokenya@talamobile.com
- SMS: 21991
- Website: tala.co.ke
Important Disclaimers
Tala provides a personal line of credit and is not a bank or personal loan app. Tala operates independently of other mobile cash loan services in Kenya, such as Zenka, Branch, Timiza, and others. Make sure to choose Tala for secure, flexible, and reliable access to credit lines tailored for Kenyan residents.”