Zenka Loan App Download Free for Android (Up to KSh100k)

Zenka Loan App is one of the most flexible personal loan platforms on the market, giving Kenyans more control over their finances with its unique features. We offer a simple registration and application process. After a positive approval decision, you will receive your loan straight to your M-Pesa account.

Zenka Loan App Download Free for Android (Up to KSh100k)

Money on your account even in just 5 minutes!

Tala Loan apk Download Free for Android (Get Cash up to KSh 50000)

Zenka Loan Limit 5000

Clients may submit an application for a first loan with a 61-day fixed term. – A one-time interest charge of 9–30% is applied to loans with 61-day payment terms (risk-based pricing). – Interest Fee: A one-time payment ranging from KSh 45 to KSh 870. – Amount of Loan: KSh 500–KSh 30,000. – Repayment terms must not exceed 61 days. – 180 days is the maximum repayment period. – Annual Percentage Rate Minimum: 70.7% – 224.89% is the maximum annual percentage rate. – Develop with Zenka and increase your limit to KSh 30,000 by paying back your loans on schedule.

What are my loan terms in Zenka Loan App?

Customers can apply for a first loan with a fixed term of 61 days.

– 61-day loan payment terms have a one-time interest fee of 9–30% (risk-based pricing)
– Interest Fee: Range from KSh 45 – KSh 870 for a one-time charge.
– Loan Amount: from KSh 500 to KSh 30,000.
– Minimum period for repayment: 61 days
– Maximum period for repayment: 180 days
– Minimum Annual Percentage Rate: 70.7%
– Maximum Annual Percentage Rate: 224.89%
– Grow with Zenka and build your limit up to KSh 30,000 by making your loan repayments on time.

Representative example for a first loan for 61 days: Annual Percentage Rate (APR) is 179,51%, total loan amount KSh 1,000; the interest fee: KSh 300, total amount repayable Ksh 1,300; total cost of the loan KSh 300; loan agreement concluded for 61 days. The granting of the loan depends on the assessment of credit risk.
Customers have the option due to the extension to repay their loan amounts even up to 12 months (ZenkaFlexi option).

Have questions? Visit www.zenka.co.ke to check out our FAQs
Ready to get started? Download the Zenka app and apply for a loan today.

Privacy and permissions: When you download Zenka, we will ask to scan your M-Pesa SMS and other information in order to verify your identity and creditworthiness and provide you with one of the fastest loans in Kenya. We take privacy very seriously, and your personal information will never be shared without your direct permission.

How does Zenka Loan App work?

1. Download Zenka Loan App
Visit the Google Play Store. Search for the Zenka Loan App and download it on your mobile device.

2. Fill the short application form
After downloading our app, choose how much money you need and sign up with Zenka.

3. Receive money on your M-Pesa account
Your application will be evaluated, and when it is approved, you will receive money on your M-Pesa account.

4. Need additional financing?
Make use of our flexible additional amount feature, which allows you to top up your existing loan with extra cash up to your current credit limit.

5. Need more time to repay?
Loan extensions give you more control over your loan by letting you postpone your due date by 7, 14 or 30 days.

6. Repay on time and build a positive credit history
Timely repayment increases your credit limit and allows you to apply for higher amounts in the future.

What’s so special about us?
Additional amounts and extensions do the job!

– Considering additional financing? Don’t miss on great opportunities, and top up your existing loan with just a few clicks!
– Need more time to repay? Get control over the unexpected by extending your due date. Enjoy the flexibility we offer.
– Achieve financial harmony! Realize your ideas and needs with our instant personal loans.

The lender and the data controller of your data is Zenka Finance Limited, with its registered seat in Nairobi. All information concerning personal data processing, including in particular the purposes of processing your data, categories of recipients of personal data, and your rights, can be found in our privacy policy.

Contact information for Zenka Loan App

Call center: + 254 020 765 0878
Email: support@zenka.co.ke

Zenka Digital Limited
Mirage Tower 2, 12th floor,
P.O. BOX 29107-00100
Nairobi
Kenya