Aella Credit Loan App Download Apk for Android 2024 (Savings, Loans, Bills)

Aella is a fintech company built to simplify instant credit and payment solutions for emerging markets. At Aella, we have designed products that build financial independence for our customers such as loans, investments, bill payments, micro-insurance plans, and money transfers. All of these at the snap of your fingers.
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Aella Financial Solutions Limited
Released on
30 Oct 2016
30 Jan 2024
5.68 MB
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What's new

Nothing on the outside changed; we oiled the engine, making it better and ready to run like never before.


The goal of Aella Credit Loan App, a fintech company, is to make instant credit and payment solutions easier for developing markets. We have created products that help our clients become financially independent by providing them with instant access to micro-insurance plans, loans, investments, bill payments, and money transfers.

Aella Credit Loan App Download Apk for Android 2024 (Savings, Loans, Bills)

Aella Credit Loan App Download Apk for Android 2024 (Savings, Loans, Bills)

What Aella Credit Loan App Offer

With just your basic information, BVN, and a smartphone (iOS or Android), you can get a loan from Aella Credit in as little as five minutes. No paper verification is required, and by making timely repayments, you can raise your credit limit and improve your credit score.


Aella Credit Loan App ranges from ₦2,000 to ₦1,500,000 with a tenor of 61 days to 365 days. Our monthly interest rate ranges from 2% – 20% and APR from 22% – 264%/annum.

Aella Loan:

Loan Amount (Principal Range): ₦2,000 to ₦1,500,000
APRs: 22% to 264%
Monthly interest: 1.5% to 22%
Early repayment discount of up to 60%
No hidden or late fees

Swiftkash Loan App Download Apk (Easy and Convenient Borrowing) Free for Android 2024

Example: A loan of ₦100,000 on Aella App has a fee of ₦15,000 after 180 days. No late penalties and no hidden charges. The customer would pay back ₦100,000(principal)+ ₦15,000(flat fee) = ₦115,000 total. The Annual Percentage Rate (APR) of the customer is 15%.
The Customer has flexible tenors for up to 6 months with the ability to make early repayments at any point in the tenor with further discounts.

How to Apply

Download the Aella Credit Loan App
Create your account
Update your profile
Check Eligibility
Apply for loan
Receive funds in your app instantly.

Aella Pay: Bill payments are made easy. Pay for airtime (Glo, MTN, Etisalat, 9Mobile), Power (EKEDC & IKEDC), Internet Data, Transfers etc at no extra cost.

Aella Care: Having health insurance sometimes feels like a long process. At Aella Care, we provide a simple, quick and easy process that helps you to get very affordable healthcare plans and convenient access to hospitals and drug prescriptions across Nigeria.

Why Aella Credit Loan App?

Quick and easy loans up to N1,500,000. Our 5mins is 5mins. No late fees
Up to 60% interest cut on early repayment
No agency/convenience fees for any bill payments
Store money securely in your app; no fee is charged
App transfers to any bank account across Nigeria

Privacy and Permissions

Aella Credit Loan App respects your privacy and we are committed to protecting your Personally Identifiable Information (PII) that may be collected through your use of our website or mobile application or in applying for or receiving any of our products or services.

With your permission, we access some data on your device for proper identity verification, loan eligibility determination and some other legitimate purposes.

Learn more about privacy policy on our website:

Contact Us

You can always reach us at or through the in-app chat, and our customer service team will be on hand to assist you as quickly as possible

Follow us on Instagram: @Aellaapp and Twitter: @Aella



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