Digido Loan App Download for Philippines People online loan 2024

Looking for a hassle-free way to secure a quick loan online in the Philippines? Digido Loan App, operated by Digido Finance Corp., is here to offer you an exceptional financial service experience with a 0% interest fee on your first loan of up to PHP 10,000. As a licensed financing company (PSEC Registration No. CS202003056; Certificate of Authority No. 1272), Digido is committed to providing transparent and reliable loan services tailored to your needs.

Digido Loan App Download for Philippines People online loan 2024

Digido is not just another loan app; it’s your reliable partner in navigating the quick loans market in the Philippines. With the Digido personal loan app, you can secure fast loans directly through your mobile device, ensuring that financial assistance is always just a tap away.

A Simple and Fast Online Loan Application Process

At Digido loan app, we believe in making the loan process as straightforward as possible. To apply for a loan, simply enter the necessary information into our online application, select your desired loan amount, and choose your preferred method of receiving the funds. The entire process is streamlined for your convenience, including contract signing through an SMS code—no need for lengthy paperwork or in-person visits.

Eligibility Criteria: Who Can Apply?

To qualify for a Digido loan app, you must meet the following criteria:

• Filipino Citizen: You must be a Filipino citizen aged between 21 and 70 years old.
• Valid Government ID: You need to possess a valid government-issued ID.
• Active Mobile Phone Number: Ensure your mobile phone number is active for verification purposes.

Flexible Loan Options for New and Loyal Customers

Whether you’re a new or returning customer, Digido loan app offers flexible loan options to suit your financial needs. New users can apply for an online loan ranging from PHP 1,000 to PHP 10,000. Loyal customers who have successfully repaid their first loan can access larger amounts—up to PHP 25,000—with repayment terms extending up to 180 days.

Note: Installment loans are available only to repeat borrowers who have fully repaid their initial loan.

Transparent Loan Terms and Rates

At Digido loan app, transparency is key. We provide clear and concise information about our loan terms, ensuring you are fully informed before making any financial decisions.

• Minimum APR: 0% (only applicable for the first online loan)
• Maximum APR: 36%
• Minimum Loan Period: 90 days
• Maximum Loan Period: 180 days

Representative Example:
For your first loan, the interest rate is 0% for the first 15 days. After this interest-free period, a floating interest rate ranging from 0% to 36% per annum is applied for the next 165 days. The total loan cost is calculated as:

Amount to be returned = Loan Amount + Overpayment Amount, where Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100).

For example, if you borrow PHP 20,000 and choose a 6-month repayment period, your monthly payment will be PHP 5,000, with a total loan cost of PHP 23,850. This amount includes a processing fee of PHP 250.

Note: Loan approval is subject to Digido’s discretion.

Easy and Convenient Repayment Options

Digido offers multiple repayment methods to ensure your loan repayment is as convenient as possible. You can choose from the following options:

• 7-Eleven
• Cebuana or Bayad Center
• Over-the-counter at Union Bank
• Online banking with other banks
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Fast and Secure Online Loans in Just 4 Minutes

We understand that financial emergencies can occur at any time. That’s why Digido Loan App is dedicated to providing quick and secure online loans, with the entire process taking as little as 4 minutes. Whether you need a bike loan, student loan, or a loan for a new mobile phone, Digido is here to help.

Why Choose Digido for Your Online Cash Loan Needs?

Choosing Digido loan App means opting for convenience, flexibility, and security. Our mobile loan app offers several benefits designed to make your borrowing experience as smooth as possible:

• Personalized Loan Terms: Select your loan amount and repayment term according to your financial needs.
• 24/7 Availability: Apply for and receive loans any time of day, including holidays and weekends.
• Interest Only on Used Days: You pay interest only for the days you actually use the loan.

Commitment to Privacy and Security

Your privacy is a top priority at Digido loan app. We collect and use personal information, including client photos, strictly for KYC (Know Your Customer) and AML (Anti-Money Laundering) purposes. This data is collected with your consent and is securely stored by Digido. We do not share your personal information with third parties or use it for advertising purposes. Additionally, Digido clients have the right to request the deletion of their personal data at any time.

Get Started with Digido Today

Ready to experience the ease and convenience of online cash loans? Download the Digido loan app today and start your journey toward financial freedom. Whether you need a small amount to cover immediate expenses or a larger loan for a significant purchase, Digido is your trusted partner in the Philippines’ quick loans market.

Disclaimer: Study the terms and conditions outlined in the Disclosure Statement before proceeding with any loan transaction. For more information, visit our office at Units P107003R, P107007R, P107008R, Level 7 Cyberpark Tower 1, 60 Gen. Aguinaldo Ave., Cubao, Quezon City, Philippines 1109.