Unacash Loan App Download free for Android 2024 (Buy Now Pay Later)

1.1.0
Upgrade your life with the new UnaCash app!
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4.7/5 Votes: 653
Developer
Digido Finance Corp. UnaCash
Updated
Jan 10, 2024
Size
30.84 MB
Version
1.1.0
Requirements
7.0
Downloads
50,000+
Get it on
Google Play
Report this app

What's new

Added Installment
Showing penalty in schedule
Added FAQ and repayment instructions
Increase transparency on the loan details screen

Description


Upgrade your lifestyle effortlessly with the latest UnaCash loan app! As your reliable Buy Now, Pay Later companion, we’ve enhanced our services to bring you even greater convenience and flexibility.

Experience the freedom to Pay Light as you indulge in shopping for your favorite gadgets, appliances, and furniture from our extensive network of partner merchants scattered across the beautiful islands of the Philippines. With loan amounts stretching up to Php 50,000 and interest rates as enticingly low as 0%, you can seize the best deals without breaking a sweat.

Unacash Loan App Download free for Android 2024 (Buy Now Pay Later)

Unacash Loan App Download free for Android 2024 (Buy Now Pay Later)

Say goodbye to financial strain with our convenient payment options. Split your payments into manageable chunks spanning up to 12 months, tailored to fit your budget and preferences. Whether it’s a small splurge or a significant investment, UnaCash offers flexible payment terms to suit your needs.

We prioritize your peace of mind with our Guaranteed Hassle-Free process. Say farewell to lengthy approval waits – our streamlined application process ensures you’re approved within minutes, requiring just one valid ID and a simple application form. Plus, forget the hassle of credit cards; UnaCash loan app doesn’t require one!

Repaying your Unacash Loan App installment loan is as effortless as obtaining it. Seamlessly settle your dues through our partner online banks/e-wallets or over-the-counter channels. It’s simplicity at its finest!

Ready to embark on your hassle-free financial journey? Download the UnaCash loan app now and unlock a world of convenience at our partner stores!

Loan Amounts and Terms:

For new loans:

For repeat loans:

  • A. Loan Amount: Php 3,000- Php 10,000; Loan terms – 5-6 months
  • B. Loan amount Php 10,001 – Php 50,000; Loan terms up to 12 months

Choose between monthly or bi-monthly payments, and rest assured with our transparent fee structure:

  • Past Due Interest (PDI) daily rate varies from 0.27% to 0.33%.
  • Penalty fees apply on the 5th, 30th, 60th, and 90th days of overdue payments, ranging from 3% to 10% of the overdue annuity.

Our Annual Percentage Rate (APR) ranges from 0% to 36%, with loan durations spanning from a minimum of 90 days to a maximum of 365 days.

Loan Calculation Example:

Let’s take a loan amount of Php 13,000 with a nominal monthly interest rate of 8% over a 6-month term. With monthly compounding, your installment amounts to Php 2,812 over 6 months, accumulating interest charges of Php 3,872. The APR calculation involves a simple formula based on your total interest and fees relative to your loan amount and term.

Please note that while our loan calculation tool provides a general estimate of loan costs, actual terms and conditions may vary based on factors such as interest rates and individual creditworthiness. For detailed information, refer to our Disclosure Statement before proceeding with your loan transaction.

UnaCash loan app is proudly operated by DIGIDO FINANCE CORP., a licensed financing company committed to providing reliable financial solutions (SEC Registration No. CS202003056; Certificate of Authority No. 1272). Your financial well-being is our priority, and we encourage you to review the terms and conditions outlined in our Disclosure Statement for a seamless borrowing experience.

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