ZestMoney Loan App Download for Instant Loans Online at Lowest Interest Rates

Get ZestMoney Instant loans personal loan for the lowest interest rates. Check your eligibility, Calculate EMI and apply for quick loans online.
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ZestMoney (Camden Town Technologies Pvt Ltd)
Oct 5, 2023
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ZestMoney Loan App: Struggling with a limited credit history or access to traditional financing? The ZestMoney Loan App is here to empower you with convenient and flexible EMI options, putting your dream purchases within reach. This innovative fintech platform caters to over 300 million Indian households, bridging the gap between financial aspirations and reality.

ZestMoney Loan App 1.37.0 Download for Instant Loans Online at Lowest Interest Rates

ZestMoney Loan App Download for Instant Loans Online at Lowest Interest Rates

ZestMoney. Dream big, pay small.
A better life is for everyone And ZestMoney Loan App helps make it accessible for millions to upgrade, to enhance, to rise, while keeping it affordable. Shopping with ZestMoney Loan App gives you the freedom to buy right now and repay in either 30 days, or 3 or 4 months. You get to pick what works best for you. With a quick 3-step approval process, ZestMoney offers buy now in easy EMIs option at over 10,000 online & 85,000 offline stores.

How ZestMoney Works:

  • Simple & Digital: Download the app and check your credit limit in minutes. No credit card or mountains of paperwork required!
  • Shop Now, Pay Later: Enjoy instant EMI options at over 3,000+ partner merchants, from fashion to electronics and travel.
  • MoneyTap Loan App Download (Credit Line & Loan)
  • Flexible Repayment: Choose EMI terms ranging from 9 months to 2 years, tailoring your payments to your comfort.
  • Transparent & Affordable: No hidden fees or pre-closure charges. Just transparent interest rates and clear terms.

Benefits You Can’t Ignore:

  • Unlock Instant Credit: Get approved for loans without additional documents, based on your ZestMoney Loan App usage and repayment history.
  • Shop at Your Favorite Stores: Experience the power of EMIs at leading brands like MakeMyTrip, Flipkart, Amazon, and many more.
  • Automated Payments: Set up NACH/eNACH for hassle-free, automatic EMI deductions from your bank account.

Say Goodbye to Financial Constraints:

  • No-Cost EMIs: Enjoy 0% interest on select purchases at popular retailers like Amazon.
  • Travel with Ease: Break down your travel expenses into manageable monthly installments with ZestMoney EMI on MakeMyTrip.
  • Build Your Credit Score: Responsible ZestMoney Loan App usage helps you build a positive credit history, opening doors to future financial opportunities.

Ready to Experience the ZestMoney Advantage?

  1. Download the app and check your credit limit.
  2. Shop at your favorite ZestMoney Loan App partner store.
  3. Choose EMI as your payment option and select your preferred tenure.
  4. Relax and enjoy your purchase, knowing your payments are manageable and transparent.


How do I check my credit limit?

Visit Zestmoney Official and click ‘Get Credit Limit’.

My application was rejected. Why?

Incomplete documents or incorrect information could be the reason. You’ll receive a full refund within 48 hours.

Can I change my EMI plan?

No, but you can prepay your loan without penalty.

Can I change the EMI repayment date?

No, the date is fixed.

With ZestMoney, financial freedom is just a tap away. Take control of your finances and unlock a world of possibilities today!

Buy anything from laptop to TV to DSLR camera to a mobile on EMI at 0 down payment and 0 interest at our partner online and offline stores. Get no cost EMI without credit card or CIBIL score. Loyal ZestMoney customers are also offered personal loans making it the only loan app that you will ever need. Get your instant credit limit today and shop across Amazon, Flipkart, MakeMyTrip, Yatra, Myntra & 10,000+ online stores and pay in easy EMIs.

ZestMoney Loan App is India’s leading digital financing solutions provider. It has partnered with registered banks & NBFCs through which it facilitates consumer loans. It is loved by more than 11 million users across India. Customers from more than 16K pin codes have availed loans through ZestMoney ranging anywhere from INR 1,000 to INR 10 Lakhs!

Download to shop now and pay in easy EMIs!

Why should you use ZestMoney Loan App?
● Best EMI Shopping App with affordable EMI tenures
● Shop on EMI with 10000+ stores
● Fully digital process with no paperwork
● Instant loan approval and disbursal
● No credit card or CIBIL score is required

What are the unique benefits of using ZestMoney?
★ Zero down payment
★ Zero application fees
★ No pre-closure fees

How do you sign up with ZestMoney?
● Download the ZestMoney app
● Complete your profile
● Submit required documentation
● Activate your credit limit

Where can you use ZestMoney?
You can make purchases on Amazon, Flipkart, MakeMyTrip, Myntra, Yatra, Mi, Oyo, Sangeetha Mobiles & 10000+ online stores. You can buy anything from smart phones to speakers from these stores.

How can you avail personal loan through ZestMoney?
ZestMoney facilitates personal loans through its lending partners to select customers based on different factors like good repayment behavior etc. The loan tenure can vary from 3 months to 24 Months (Zero prepayment fees)

Example of the loan calculations:
Loan amount = ₹1,00,000
Tenure = 12 months
IRR = 22%
EMI = ₹9,359
Processing Fees Including GST = ₹4,000
Total Interest Payable: ₹9,359 x 12 months – ₹1,00,000 Principal = ₹12,313
Total amount payable in 12 months = ₹1,16,313
Total cost of loan = Interest Amount + Processing Fees = ₹12,313 + ₹4,000 = ₹16,313
Flat Interest = 12.3% (~1.03% per month)
Maximum Annual Percentage Rate (APR) = ~40%

Responsible Lending:
ZestMoney has partnered with RBI-Authorised NBFCs and Banks.
List of our lending partners:
Aditya Birla finance Limited, Kisetsu Saison Finance India Private Limited, Catholic Syrian Bank Limited, Hedge Finance Limited, Hero FinCorp Limited, Hinduja Leyland Finance Limited, Northern Arc capital Limited, State Bank of Mauritius Ltd, Tata Capital Limited, DMI Finance, Edelweiss Broking Ltd., IIFL, Wealth Management Ltd, InCred Financial Services Limited, MoneyWise, Financial Services, Nahar Credits Pvt Ltd, Piramal Capital & Housing Finance Limited

Manage loans
View/manage past and active loans in your account.

Make repayments for active loans to increase your available credit limit.

Apply for Personal Loan
Eligible customers can apply for a personal loan.

Discover Merchants
Discover our merchant partners across all channels.

Communicate with our customer support through phone or chat to get your queries resolved.


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